No one ever wants to think about their possessions being stolen, but the unfortunate truth is that it can happen to anyone. Whether it’s jewelry, family heirlooms, or even just everyday items, it’s important to take steps to protect your belongings. Here are six ways you can do just that.
1. Get the Right Insurance Policy
Today, there are a variety of insurance policies available that can cover your valuable possessions in the event that they are lost, stolen or damaged.
First, you’ll want to make sure that your homeowner’s or renters insurance policy covers your valuables. If it doesn’t, you may want to consider getting a separate policy, which is often called a “floater” policy for them.
You can also purchase special jewelry insurance, which will often cover loss, theft, damage, and even repairs if you own a particularly valuable piece of jewelry. If you have a collection of valuable items, you may want to look into getting a personal articles policy, which covers a wide range of items including art, collectables, furs, and more.
2. Keep Track of Your Belongings
It may seem like a no-brainer, but one of the best ways to protect your valuables is to simply keep track of them. Make a list of all your valuable possessions, including items such as electronics, jewelry, art, and collectables. Be sure to include not only what each item is, but also when and where you bought it, as well as any identifying information, such as serial numbers.
This will not only help you keep track of your belongings, but will also make it easier to file a claim with your insurance company if something does happen to them. Additionally, take photos or videos of your belongings and keep them in a safe place, such as a safety deposit box. This can help substantiate your claim if something is lost or stolen.
3. Secure Your Home
One of the best ways to protect your valuables is to make sure they are properly secured in your home. If you have valuable jewelry, keep it in a safe or locked jewelry box.
If you have important documents or family heirlooms, consider keeping them in a fireproof and waterproof safe. And be sure to secure any valuables that are kept in your home offices, such as computers and other electronics.
Remember that you don’t need to make your home impenetrable to thieves – just make it more difficult for them to get in and take your things.
4. Don’t Flaunt Your Valuables
It may be tempting to show off that new piece of jewelry or brag about your latest purchase, but resist the urge. This is especially true if you post about your valuables on social media. Not only can this give thieves ideas about what you have, but it can also help them figure out when you’re not home.
When you’re packing for a trip, be sure to leave your most valuable possessions at home. If you must bring them with you, keep them in a safe place, such as a hotel safe, and don’t flaunt them in public. Additionally, be sure to keep an eye on your belongings when you’re out and about. Don’t leave them unattended, even for a moment. And if possible, avoid carrying all your valuables with you in one bag – spread
5. Keep an Eye Out for Suspicious Activity
No matter how well you secure your home and possessions, there’s always a possibility that they could be targeted by thieves. That’s why it’s important to be aware of your surroundings and to report any suspicious activity to the police.
If you see someone loitering near your home or trying to break in, don’t hesitate to call 911. And if you’re out and about and see someone suspicious following you or trying to pick your pocket, make a scene and attract attention to yourself.
6. Invest in Motion-Sensor Lights
Motion-sensor lights are a great way to deter thieves, as they will illuminate the area around your home if someone approaches. This can not only help to scare off would-be burglars but can also help you see them coming so you can call the police.
Installing motion-sensor lights is relatively inexpensive and easy to do, making them a great way to protect your home and valuables.
Closing Thoughts
Ultimately, the best way to protect your valuables is to take some simple precautions and be aware of your surroundings. By following these tips, you can help ensure that your belongings are safe and sound.
